Born and raised in Calvert County Maryland
Valerie, my wife of eleven years and 6 year old daughter Madison and I currently live in Prince Frederick. I previously worked for Verizon Business in their enterprise hosting division. As a manager of a team of 14 I learned the
concept of servant leadership. I bring that with me to the mortgage business. I will take the time to teach you what your options are and help you make good decisions, then work very hard on your behalf.
As a First Time Home Buyer specialist, I know all the different programs that offer no money down, down payment assistance, even closing cost assistance. There are way too many programs to mention. Over 2/3 of clients who apply do not qualify the first time so I have several programs and experts I have teamed up with to help those in need of credit repair, financial counseling and I personally help with a “Road Map To Home Ownership.”
I believe that all business relationships are based on setting and meeting expectations. Its my job to both set and meet your expectations and take responsibility if they are not met. I am not here to save the world just do what I said I would do.
As your loan officer my role is to help you put your best foot forward to the underwriter. The underwriter’s job on the other hand is to make sure you never default on your payment. Often times people do not meet every criteria or guideline as they are written but that does not mean you cant get the loan, it just means that we need to further explain why you still deserve it.
I do not work at a bank or a credit union, I don’t buy internet leads, and other than this website, my business is based on referrals from my clients and local Realtors. Because I only get paid if we close a loan, its in my best interest to work on your behalf and to make sure every effort is made to get your loan closed. This is a somewhat different structure than some loan officers who are paid a salary to take applications and submit them to the bank. If your situation is outside the guidelines, why should they go out of their way to get you into your new home?
At the end of the day, my goal is for you to be so happy that you will go out of your way to tell everyone you know who is looking for a mortgage that they must use me because I am that good! I look forward to helping you accomplish your goal of home ownership.
Brian Mayer 443-624-9398